Financing Options

Take Advantage of Available Financing

Interested in financing opportunities to complete energy efficiency upgrades? Loan options have been created specifically for Maryland residents performing home improvements through the Home Performance with ENERGY STAR®* or HVAC Efficiency* programs. You may qualify for the following financing programs:

Clean Energy Advantage (CEA) Loan Pilot Program

Offers qualifying Maryland homeowners low-interest loans on recommended home upgrades. Loans for qualified applicants are offered at 0% interest for the first 12 months. Click here* to find out if you qualify.

BeSMART Energy Efficiency Financing

Offers qualifying Maryland homeowners a loan of up to $30,000 on home upgrades at 4.99% interest for a 10-year term. Click here* to find out if you qualify.



EmPOWER Maryland programs are funded by a charge on your energy bill. EmPOWER programs can help you reduce your energy consumption and save you money. Learn more about EmPOWER Maryland.


The Potomac Edison Company (FirstEnergy’s Maryland utility) does not endorse any particular financing organization. Please research options before submitting a financing application.

*This is a link to a third-party site. The site is maintained by the third-party vendors administering these programs on behalf of The Potomac Edison Company (FirstEnergy’s Maryland utility).