Financing Options Available

JCP&L is offering access to no-cost on-bill repayment financing opportunities for select energy efficiency programs to our customers. Program rebates plus financing opportunities can cover up to 100% of project costs. See the links below for financing opportunities that are available beginning January 1, 2025.
 

Residential Energy Efficiency Financing Options

For more information about residential financing, click here.*

HVAC and Water Heating Equipment
Financing opportunities exist for JCP&L’s residential customers who upgrade to ENERGY STAR ® certified HVAC and Water Heating equipment. Maximum to be financed of up to $25,000 and as low as $2,500 at 0% interest for 3, 5 or 7 years and up to 10 years for low to moderate income customers.

  • To apply for financing, click here.*
  • To apply for rebates on eligible HVAC and Water Heating equipment click here.*


Whole Home Energy Solutions - Single Family Home
Financing opportunities exist for JCP&L’s residential customers performing qualifying energy efficiency home improvements as recommended by the program guidelines.  Minimum to finance is $2,500.00 and the maximum to finance $25,000.00. This financing provides for 3, 5, and 7 years terms for loans up to $10,000. Loans greater than $10,000 to $25,000 can be financed for 10 years. Additional payment terms are available to income qualified customers.

  • To apply for financing, click here.*
  • To apply for rebates on eligible home improvements, click here.*
     

Multi Family Energy Efficiency Financing Options

Multi Family - Prescriptive 
Financing opportunities exist for JCP&L’s commercial and industrial customers participating in the Prescriptive and /or Custom programs. Maximum to be financed of up to $250,000 at up to 2.99% interest for up to 5 years. For above $250,000, financing will cover 80% of balance of project cost.  For OBC and low to moderate income customers, financing will cover balance of project cost. 

  • To apply for financing; click here.*
  • To apply for rebates on eligible Multi Family building and tenant space improvements, click here.*

Multi Family – Engineered Solutions 
Financing opportunities exist for JCP&L’s commercial and industrial customers participating in the Prescriptive and /or Custom programs. Maximum to be financed of up to $250,000 at up to 2.99% interest for up to 5 years. For above $250,000, financing will cover 80% of balance of project cost.  For OBC and low to moderate income customers, financing will cover balance of project cost. 

  • To apply for financing; click here.*
  • To apply for rebates on eligible Multi Family building and tenant space improvements, click here.*
     

Commercial and Industrial Energy Efficiency Financing Options

For more information regarding Commercial and Industrial financing, click here.*

Direct Install
Financing opportunities exist for JCP&L’s commercial and industrial customers participating in the Direct Install program. Maximum to be financed of up to $250,000 at up to 2.99% interest for up to 5 years.  For above $250,000, financing will cover 80% of balance of project cost.  For MUSH and OBC customers, financing will cover balance of project cost.

  • To apply for financing, click here.*
  • To apply for rebates on Direct Install improvements, click here.*
     

Prescriptive and Custom – Equipment and/or Building Improvements
Financing opportunities exist for JCP&L’s commercial and industrial customers participating in the Prescriptive and /or Custom programs. Maximum to be financed of up to $250,000 at up to 2.99% interest for up to 5 years.   For above $250,000, financing will cover 80% of balance of project cost.  For MUSH and OBC customers, financing will cover balance of project cost.

Energy Solutions Program
Financing opportunities exist for JCP&L’s commercial and industrial customers participating in the Energy Solutions program. Maximum to be financed of up to $250,000 at up to 2.99% interest for up to 5 years.  For above $250,000, financing will cover 80% of balance of project cost.  For MUSH and OBC customers, financing will cover balance of project cost.

  • To apply for financing, click here.*
  • To apply for rebates on eligible Energy Management projects, click here.*

Costs of these programs may be recovered through customer rates in accordance with New Jersey law. For a complete list of commercial, industrial, residential and low-income energy efficiency programs, please visit energysaveNJ.com.*

 

* This is a link to a third-party site. The site is maintained by a third-party vendor administering the financing program on behalf of Jersey Central Power & Light.